Solidarity allowance for elderly people (Aspa)

Verified 23 June 2026 - Public Service / (Prime Minister)

The solidarity allowance for the elderly (Aspa) is a monthly benefit granted to pensioners with low resources (income and wealth) and living in France. It is paid by your pension fund (Carsat: titleContent, MSA ...). Its amount varies, depending on whether you live as a couple or not. We present you the information to know.

What applies to you ?

What is your family situation?
What is your nationality?
Do you have a retirement pension?

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    Choisir votre cas

      You live as a couple

      Since 1er January 2026, the total amount of income of your couple shall not exceed €1,620.18 gross per month.

      To calculate your total income, only some of your income is taken into account.

      Tableau - Allocation of Aspa: main revenues taken into account or not

      Main types of income

      Consideration for the calculation of your income

      Professional income

      Yesbut your income is reduced by the following amount:

      • when your income for the last 3 months is reviewed, from €2,734.55
      • when your income for the past 12 months is reviewed, €10,938.20

      Maintenance, the amount of which is determined by a court decision

      Yes

      Invalidity pension

      Yes

      Retirement pensions

      Yes

      Income from movable and immovable property

      Yes, 3% of their market value fixed on the date of Aspa’s application

      Property you donated

      Yes, under certain conditions

      Disabled adults' allowance (AAH)

      No, except in special cases

      Aid in cash or in kind, received from descendants, not determined by a court decision

      No

      Individual housing allowance (APL)

      No

      Social housing benefit (ALS)

      No

      Personal independence payment, Apa

      No

      Combatant Recognition Allowance

      No

      Recognition allowance and lifetime allowance for former substitutes and similar

      No

      College and High School Scholarships

      No

      Third-party surcharge (TPM)

      No

      Pensions attached to honors (Legion of Honormilitary medal, etc.)

      No

      Third-Party Supplementary Benefit (TPIP)

      No

      ​Disability Compensation Benefit (DCP)

      No

      Family benefits

      No

      Value of your principal residence, even if the applicant is hospitalized for a long stay

      No

      FYI  

      You can consult the list of all income not taken into account for the allocation of the Aspa.

      The total income taken into account is calculated over the 3 months which precede the starting point of the Aspa. If this total exceeds the maximum authorized amount, it is recalculated over the preceding 12 months.

      So you can apply for Aspa as soon as you meet the other conditions (age and residency requirements).

      Example :

      If your application package is received on May 12, 2026:

      • The starting point for Aspa is 1er June 2026 (1er day of the month following receipt of your request)
      • Your revenues are taken into account for the months of March, April and May 2026.
      • If the total of these revenues exceeds the maximum amount allowed, your revenues from June 2025 to May 2026 are taken into account.

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      General scenario

      You can get the Aspa from 65 years.

      You receive early retirement for a long career

      You can get the Aspa from 62 years.

      You receive early retirement for disability

      You can get the Aspa from 62 years.

      You receive a veteran's pension or a prisoner of war pension

      You can get Aspa before age 65.

      The age from which you can get it is determined by your year of birth:

      Tableau - Eligible age for Aspa, by date of birth

      Date of birth

      Minimum age

      Between the 1er January 1963 and March 31, 1965

      62 years and 9 months

      Between the 1er April 1965 and December 31, 1965

      63 years

      In 1966

      63 years and 3 months

      In 1967

      63 years and 6 months

      In 1968

      63 years and 9 months

      From 1er January 1969

      64 years

      You receive a pension from a deportee or internee

      You can get Aspa before age 65.

      The age from which you can get it is determined by your year of birth:

      Tableau - Eligible age for Aspa, by date of birth

      Date of birth

      Minimum age

      Between the 1er January 1963 and March 31, 1965

      62 years and 9 months

      Between the 1er April 1965 and December 31, 1965

      63 years

      In 1966

      63 years and 3 months

      In 1967

      63 years and 6 months

      In 1968

      63 years and 9 months

      From 1er January 1969

      64 years

      You receive a working-class mother's pension

      You can get Aspa before age 65.

      The age from which you can get it is determined by your year of birth:

      Tableau - Eligible age for Aspa, by date of birth

      Date of birth

      Minimum age

      Between the 1er January 1963 and March 31, 1965

      62 years and 9 months

      Between the 1er April 1965 and December 31, 1965

      63 years

      In 1966

      63 years and 3 months

      In 1967

      63 years and 6 months

      In 1968

      63 years and 9 months

      From 1er January 1969

      64 years

      The rules depend on your nationality:

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      You are French

      You must reside in France (metropolis, Guadeloupe, French Guiana, Martinique, Reunion, Saint-Barthélemy, Saint Martin) in a stable manner. This is the case if you are in one or the other of these situations:

      • You have your permanent focus in France. The home is the place where you normally live, that is to say the place of your habitual residence, provided that this residence in France has a permanent character.
      • The location of your main stay is located in France. This is the case if you stay in France for more than 9 months in the year of payment of the Aspa.

      FYI  

      You can prove your residence in France by any means.

      You are a foreigner

      You must reside in France (metropolis, Guadeloupe, French Guiana, Martinique, Reunion, Saint-Barthélemy, Saint Martin) in a stable manner. This is the case if you are in one or the other of these situations:

      • You have your permanent focus in France. The home is the place where you normally live, that is to say the place of your habitual residence, provided that this residence in France has a permanent character.
      • The location of your main stay is located in France. This is the case if you stay in France for more than 9 months in the year of payment of the Aspa.

      FYI  

      You can prove your residence in France by any means.

      You must also be in one the following situations:

      • Have a residence permit authorizing work on a continuous basis for at least 10 years
      • Being a refugee
      • Being stateless
      • Benefit from the subsidiary protection
      • Fighting for France
      • Be a national of a Member State of l' or Switzerland
      • Be Algerian or Andorran or Beninese or Cape Verdean or Congolese (Republic of Congo) or Gabonese or Israeli or Malagasy or Malian or Moroccan or Monegasque or Senegalese or Togolese or Turkish or Tunisian, under certain conditions

      The situation is different depending on whether you receive a single retirement pension or several or none:

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      You have only one pension

      You must file your application with the organization that pays you your pension.

      Pension paid by the Social Security

      You must complete the Aspa application form:

      Aspa application to the French national old age insurance fund (Cnav) and Cavimac

      You must then send it to your pension fund, along with the supporting documents requested. The list of documents is specified in the leaflet attached to the form.

      Who shall I contact

      This form allows you to apply for Aspa from a single organization for all the activities that you may have carried out as:

      • Employee
      • Head of company, partner, craftsman, trader and industrialist...
      • Minister of Religious or Religious Affairs (Cavimac).
      Pension paid by MSA

      You must complete the Aspa application form:

      Aspa's application to MSA

      You must then send it to the MSA, together with the supporting documents requested. The list of documents is specified in the leaflet attached to the form.

      Who shall I contact
      Pension paid by the pension fund for civil servants

      You must complete the Aspa application form:

      Aspa application to the French national old age insurance fund (Cnav) and Cavimac

      You must then send it to your pension fund, along with the supporting documents requested. The list of documents is specified in the leaflet attached to the form.

      Pension paid by the pension fund for territorial and hospital civil servants

      You must request by post the application form of the Aspa at the CNRACL: titleContent :

      You have several pensions (polypensioner)

      You must submit your application in the following order of priority:

      1. To the non-wage earner farm plan, if you receive a pension from this plan and if you are a farmer on the date of your application for Aspa.
      2. Under the general plan, if you receive your pension from this plan.
      3. To the organization that pays you the highest pension on the date of your application for Aspa.
      Scheme for self-employed farmers

      You must complete the Aspa application form:

      Aspa's application to MSA

      You must then send it to the MSA, together with the supporting documents requested. The list of documents is specified in the leaflet attached to the form.

      Who shall I contact
      General scheme

      This form allows you to apply for Aspa from a single organization for all the activities that you may have carried out as:

      • Employee, company manager, employee spouse, craftsman, trader and industrialist, ...
      • Minister of Religious or Religious Affairs (Cavimac).

      You must complete the Aspa application form:

      Aspa application to the French national old age insurance fund (Cnav) and Cavimac

      You must then send it to your pension fund, along with the supporting documents requested. The list of documents is specified in the leaflet attached to the form.

      Who shall I contact

      You have no retirement

      Reminder

      If you do not yet receive your retirement pension, your application must be made to the fund that will pay you the pension when you retire.

      If you are not entitled to receive a retirement pension, you must fill out this form and then submit it to your town hall:

      Application for Aspa (applicant without retirement pension)

      Who shall I contact

      FYI  

      You can also get this form by asking your town hall.

      The situation is different depending on whether only one person or the two members of the couple receive the Aspa:

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      1 person receives the Aspa

      When only one member of your couple receives the Aspa, the maximum amount paid is €1,043.59 per month, or €12,523.14 maximum per year (gross amounts).

      Tableau - Amount of the Aspa when only one member of the couple is entitled to it

      Couple's income (per month)

      Amount of Aspa (per month)

      Up to €576.59

      €1,043.59

      More than €576.59 and until €1,620.18

      Difference between €1,620.18 and the amount of the couple's income

      Greater than €1,620.18

      The Aspa is not paid

      2 persons receive Aspa

      When the 2 members of the couple receive the Aspa, the maximum total amount paid is €1,620.18 per month, or €19,442.21 maximum per year (gross amounts).

      The amount paid to your couple is equal to the difference between €1,620.18 and the amount of income per month of your couple.

      Example :

      If your couple's income is €1,000 the monthly amount of the Aspa shall be calculated as follows:

      €1,620.18 - €1,000 = €620.18 per month.

      The Aspa is paid by your pension fund.

      It shall be paid at the earliest from 1er the day of the month following the date of receipt of your request.

      When you receive the Aspa, you must inform your pension fund of any change in circumstances, including the amount of your income, your family situation or your residence.

      FYI  

      The amount of the Aspa can be reviewed, its payment can be suspended or withdrawn, depending on whether your income has changed or you no longer meet the residency requirement.

      Under certain conditions, the pension fund that pays you the Aspa may recover the funds paid to you under the Aspa upon your death.

      The request for recovery of the Aspa must be made within 5 years of the registration of a written statement indicating the date and location of your death, as well as the name and address of at least one of your rights holders (for example, declaration of succession).

      Under what conditions is recovery on the estate of the Aspa?

      The Aspa is retrieved only if the net assets of your estate (i.e. the amount of the estate, net of the cost of funerals and debts) are at least equal to a certain amount.

      This amount depends on where you live:

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      In metropolitan France

      The amount recoverable depends on the number of persons receiving the Aspa:

      1 person only

      When death occurs in 2026, the Aspa is recoverable only if the net assets of the estate (i.e. the amount of the patrimony minus debts and funeral expenses) is greater than €108,586.14.

      Please note

      • Where the net assets of the estate include agricultural holding, the value of the holding (land, live or dead livestock, farm building, fruit trees and vines, inseparable dwelling...) is not included in the net assets of the estate taken into account for the recovery of the Aspa.
      • The donation made to a third party or the life insurance premium paid after your application for Aspa may be included in the net assets taken into account for recovery, if this is a maneuver intended to artificially reduce your assets or your assets.

      When the death occurs in 2026 and the net assets of the estate are greater than €108,586.14, the maximum recoverable amount is the smallest of these two amounts:

      • Aspa is only recoverable on the portion of net assets greater than €108,586.14.
      • For each year of payment to the Aspa, the maximum recoverable amount is €8,463.42 For an incomplete year, the maximum recoverable amount is proportional to the duration of the payment.

      Example :

      In case of death in 2026, for a net asset of €100,000, there is no recovery of the Aspa, because €100,000 is less than €108,586.14.

      Example :

      In case of death in 2026, for a net asset of €110,000 and 4 years full payment of the Aspa:

      There is recovery of the Aspa, because €110,000 is greater than €108,586.14

      • The portion of net recoverable assets is €110,000   -  €108,586.14 = €1,413.86
      • The maximum amount recoverable for 4 full years of Aspa payment is: 4  x  €8,463.42 = €33,853.68

      The maximum recoverable amount is therefore €1,413.86, because €1,413.86 is less than €33,853.68.

      To know the amount that will be recovered, you have to compare €1,413.86 the total amount of Aspa paid during these 4 years. The smallest of these 2 amounts is the amount that will actually be recovered.

      Example :

      In case of death in 2026, for a net asset of €150,000 and 4 years full payment of the Aspa:

      There is recovery of the Aspa, because €150,000 is greater than €108,586.14

      • The portion of net recoverable assets is €150,000   -  €108,586.14 = €41,413.86
      • The maximum amount recoverable for 4 years of Aspa payment is: 4  x  €8,463.42 = €33,853.68

      The maximum recoverable amount is therefore €33,853.68, because €33,853.68 is less than €41,413.86.

      To know the amount that will be recovered, you have to compare €33,853.68 the total amount of Aspa paid during these 4 years. The smallest of these 2 amounts is the amount that will actually be recovered.

      2 people

      When death occurs in 2026, the Aspa is recoverable if the net assets of the estate (i.e. the amount of the patrimony minus debts and funeral expenses) is greater than €108,586.14.

      Please note

      • Where the net assets of the estate include agricultural holding, the value of the holding (land, live or dead livestock, farm building, fruit trees and vines, inseparable dwelling...) is not included in the net assets of the estate taken into account for the recovery of the Aspa.
      • The donation made to a third party or the life insurance premium paid after your application for Aspa may be included in the net assets taken into account for recovery, if this is a maneuver intended to artificially reduce your assets or your assets.

      When death occurs in 2026 and the net assets of the estate is greater than €108,586.14, the maximum recoverable amount is the smallest of these two amounts:

      • Aspa is only recoverable on the portion of net assets greater than €108,586.14.
      • For each year of payment, the maximum recoverable amount is €11,322.77. For an incomplete year, the recoverable amount is proportional to the duration of the payment.

      In Guadeloupe, French Guiana, Martinique, Reunion Island

      The amount recoverable depends on the number of persons receiving the Aspa:

      1 person only

      When death occurs in 2026, the Aspa is recoverable only if the net assets of the estate (i.e. the amount of the patrimony minus debts and funeral expenses) is greater than €150,000.

      Please note

      • Where the net assets of the estate include agricultural holding, the value of the holding (land, live or dead livestock, farm building, fruit trees and vines, inseparable dwelling...) is not included in the net assets of the estate taken into account for the recovery of the Aspa.
      • The donation made to a third party or the life insurance premium paid after your application for Aspa may be included in the net assets taken into account for recovery, if this is a maneuver intended to artificially reduce your assets or your assets.

      When the death occurs in 2026 and the net assets of the estate are greater than €150,000, the maximum recoverable amount is the smallest of these two amounts:

      • Aspa is only recoverable on the portion of net assets greater than €150,000
      • For each year of payment to the Aspa, the maximum recoverable amount is €8,463.42 . For an incomplete year, the maximum recoverable amount is proportional to the duration of the payment.

      Example :

      In case of death in 2026, for a net asset of €140,000, there is no recovery of the Aspa, because €140,000 is less than €150,000

      Example :

      In case of death in 2026, for a net asset of €160,000 and 4 years full payment of the Aspa:

      There is recovery of the Aspa, because €160,000 is greater than €150,000

      • The portion of net recoverable assets is €160,000   -  €150,000 = €10,000
      • The maximum amount recoverable for 4 full years of Aspa payment is: 4  x  €8,463.42 = €33,853.68

      The maximum recoverable amount is therefore €10,000, because €10,000 is less than €33,853.68.

      To know the amount that will be recovered, you have to compare €10,000 the total amount of Aspa paid during these 4 years. The smallest of these 2 amounts is the amount that will actually be recovered.

      Example :

      In case of death in 2026, for a net asset of €190,000 and 4 years full payment of the Aspa:

      There is recovery of the Aspa, because €190,000 is greater than €150,000

      • The portion of net recoverable assets is €190,000   -  €150,000 = €40,000
      • The maximum amount recoverable for 4 full years of Aspa payment is: 4  x  €8,463.42 = €33,853.68

      The maximum recoverable amount is therefore €33,853.68, because €33,853.68 is less than €40,000.

      To know the amount that will be recovered, you have to compare €33,853.68 the total amount of Aspa paid during these 4 years. The smallest of these 2 amounts is the amount that will actually be recovered.

      2 people

      When death occurs in 2026, the Aspa is recoverable only if the net assets of the estate (i.e. the amount of the patrimony minus debts and funeral expenses) is greater than €150,000.

      Please note

      • Where the net assets of the estate include agricultural holding, the value of the holding (land, live or dead livestock, farm building, fruit trees and vines, inseparable dwelling...) is not included in the net assets of the estate taken into account for the recovery of the Aspa.
      • The donation made to a third party or the life insurance premium paid after your application for Aspa may be included in the net assets taken into account for recovery, if this is a maneuver intended to artificially reduce your assets or your assets.

      When death occurs in 2026 and the net assets of the estate is greater than €150,000, the maximum recoverable amount is the smallest of these two amounts:

      • Aspa is only recoverable on the portion of net assets greater than €150,000
      • For each year of payment of the Aspa, the maximum recoverable amount shall be €11,322.77 . For an incomplete year, the recoverable amount is proportional to the duration of the payment.

      Please note

      For a previous death, it is possible to know the the amount of net assets beyond which Aspa is recoverable and the maximum annual recoverable amount.

      Can the recovery of the Aspa estate be postponed?

      Recovery on the share of your spouse's estate (married, cohabiting or entered into a civil partnership partner) may be deferred until death.

      Recovery, on the share of inheritance attributed to the heir at your expense on the date of your death, may be deferred until your death. This is possible when the heir complies with the following conditions on the date of your death:

      • He is at least 65 years old, or at least 60 years old in case of incapacity for work or in case of invalidity reducing his capacity for work or earnings by at least 2/3.
      • He usually lives at home and his resources do not exceed €1,043.59 gross per month.

      You can challenge a decision on the assignment, suspension, review, deletion, recovery on succession of the Aspa.

      Amicable remedy

      To do this, you must refer the pension fund concerned to the Amicable Appeals Board within 2 months of the notification of the decision.

      It is recommended to send by registered mail with acknowledgement of receipt:

      • A letter indicating your surname, first names, social security number, contact details, reference of the contested decision, and stating the reason for your challenge
      • The documents justifying your dispute
      • A copy of the contested decision.

      The commission has 2 months to answer you. This period shall run from the receipt by the Commission of all the documents required. Failure to reply within that period shall constitute refusal.

      Litigation

      If you are not satisfied with the commission's response, you can apply to the court of justice (social pole) on which your home depends. You have 2 months after the notification the commission's reply (or after the expiry of the 2-month deadline for the commission to reply).

      You live alone

      The persons concerned are the following:

      • Single
      • Widow
      • Widow of war
      • Divorced
      • Separated from the body (a person authorized by a judgment to reside separately, without terminating their marriage)
      • De facto separated (person with a principal residence each).

      Example :

      A retired person living with his or her daughter (adult or minor) is considered to be living alone.

      If your income exceeds a maximum amount, you are not entitled to Aspa.

      Since 1er january 2026, the amount not to be exceeded is €1,043.59 gross per month.

      FYI  

      If you are a war widow, another maximum amount applies.

      To calculate your total income, only some of your income is taken into account.

      Tableau - Allocation of Aspa: main revenues taken into account or not

      Main types of income

      Consideration for the calculation of your income

      Professional income

      Yesbut your income is reduced by the following amount:

      • when your income for the last 3 months is reviewed, from €1,640.72
      • when your income for the past 12 months is reviewed, €6,562.91

      Maintenance, the amount of which is determined by a court decision

      Yes

      Invalidity pension

      Yes

      Retirement pensions

      Yes

      Income from movable and immovable property

      Yes, for 3% of their market value fixed on the date of Aspa’s application

      Property you donated

      Yes, under certain conditions

      Disabled adults' allowance (AAH)

      No, except in special cases

      Aid in cash or in kind, received from descendants, not determined by a court decision

      No

      Individual housing allowance (APL)

      No

      Social housing benefit (ALS)

      No

      Personal independence payment, Apa

      No

      Combatant Recognition Allowance

      No

      Recognition allowance and lifetime allowance for former substitutes and similar

      No

      College and High School Scholarships

      No

      Third-party surcharge (TPM)

      No

      Pensions attached to honors (Legion of Honor, military ...) medal

      No

      Third-Party Supplementary Benefit (TPIP)

      No

      Disability Compensation Benefit (DCP)

      No

      Family benefits

      No

      Value of your principal residence, even if the applicant is hospitalized for a long stay

      No

      FYI  

      You can consult the list of all income not taken into account for the allocation of the Aspa.

      The total income taken into account is calculated over the 3 months which precede the starting point of the Aspa. If this total exceeds the maximum authorized amount, it is recalculated over the preceding 12 months.

      Example :

      If your application package is received on May 12, 2026:

      The starting point for Aspa is 1er June 2026 (1er day of the month following receipt of your request)

      • Your revenues are taken into account for the months of March, April and May 2026.
      • If the total of these revenues exceeds the maximum amount allowed, your revenues from June 2025 to May 2026 are taken into account.

      So you can apply for Aspa as soon as you meet the other conditions (age and residency requirements).

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      General scenario

      You can get the Aspa from 65 years.

      You receive early retirement for a long career

      You can get the Aspa from 62 years.

      You receive early retirement for disability

      You can get the Aspa from 62 years.

      You receive a veteran's pension or a prisoner of war pension

      You can get Aspa before age 65.

      The age from which you can get it is determined by your year of birth:

      Tableau - Eligible age for Aspa, by date of birth

      Date of birth

      Minimum age

      Between the 1er January 1963 and March 31, 1965

      62 years and 9 months

      Between the 1er April 1965 and December 31, 1965

      63 years

      In 1966

      63 years and 3 months

      In 1967

      63 years and 6 months

      In 1968

      63 years and 9 months

      From 1er January 1969

      64 years

      You receive a pension from a deportee or internee

      You can get Aspa before age 65.

      The age from which you can get it is determined by your year of birth:

      Tableau - Eligible age for Aspa, by date of birth

      Date of birth

      Minimum age

      Between the 1er January 1963 and March 31, 1965

      62 years and 9 months

      Between the 1er April 1965 and December 31, 1965

      63 years

      In 1966

      63 years and 3 months

      In 1967

      63 years and 6 months

      In 1968

      63 years and 9 months

      From 1er January 1969

      64 years

      You receive a working-class mother's pension

      You can get Aspa before age 65.

      The age from which you can get it is determined by your year of birth:

      Tableau - Eligible age for Aspa, by date of birth

      Date of birth

      Minimum age

      Between the 1er January 1963 and March 31, 1965

      62 years and 9 months

      Between the 1er April 1965 and December 31, 1965

      63 years

      In 1966

      63 years and 3 months

      In 1967

      63 years and 6 months

      In 1968

      63 years and 9 months

      From 1er January 1969

      64 years

      The rules depend on your nationality:

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      You are French

      You must reside in France (metropolis, Guadeloupe, French Guiana, Martinique, Reunion, Saint-Barthélemy, Saint Martin) in a stable manner. This is the case if you are in one or the other of these situations:

      • You have your permanent focus in France. The home is the place where you normally live, that is to say the place of your habitual residence, provided that this residence in France has a permanent character.
      • The location of your main stay is located in France. This is the case if you stay in France for more than 9 months in the year of payment of the Aspa.

      FYI  

      You can prove your residence in France by any means.

      You are a foreigner

      You must reside in France (metropolis, Guadeloupe, French Guiana, Martinique, Reunion, Saint-Barthélemy, Saint Martin) in a stable manner. This is the case if you are in one or the other of these situations:

      • You have your permanent focus in France. The home is the place where you normally live, that is to say the place of your habitual residence, provided that this residence in France has a permanent character.
      • The location of your main stay is located in France. This is the case if you stay in France for more than 9 months in the year of payment of the Aspa.

      FYI  

      You can prove your residence in France by any means.

      You must also be in one the following situations:

      • Have a residence permit authorizing work on a continuous basis for at least 10 years
      • Being a refugee
      • Being stateless
      • Benefit from the subsidiary protection
      • Fighting for France
      • Be a national of a Member State of l' or Switzerland
      • Be Algerian or Andorran or Beninese or Cape Verdean or Congolese (Republic of Congo) or Gabonese or Israeli or Malagasy or Malian or Moroccan or Monegasque or Senegalese or Togolese or Turkish or Tunisian, under certain conditions

      The situation is different depending on whether you receive a single retirement pension or several or none:

      Répondez aux questions successives et les réponses s’afficheront automatiquement

      You have only one pension

      You must file your application with the organization that pays you your pension.

      Pension paid by the Social Security

      You must complete the Aspa application form:

      Aspa application to the French national old age insurance fund (Cnav) and Cavimac

      You must then send it to your pension fund, along with the supporting documents requested. The list of documents is specified in the leaflet attached to the form.

      Who shall I contact

      This form allows you to apply for Aspa from a single organization for all the activities that you may have carried out as:

      • Employee
      • Head of company, partner, craftsman, trader and industrialist...
      • Minister of Religious or Religious Affairs (Cavimac).
      Pension paid by MSA

      You must complete the Aspa application form:

      Aspa's application to MSA

      You must then send it to the MSA, together with the supporting documents requested. The list of documents is specified in the leaflet attached to the form.

      Who shall I contact
      Pension paid by the pension fund for civil servants

      You must complete the Aspa application form:

      Aspa application to the French national old age insurance fund (Cnav) and Cavimac

      You must then send it to your pension fund, along with the supporting documents requested. The list of documents is specified in the leaflet attached to the form.

      Pension paid by the pension fund for territorial and hospital civil servants

      You must request by post the application form of the Aspa at the CNRACL: titleContent :

      You have several pensions (polypensioner)

      You must submit your application in the following order of priority:

      1. To the non-wage earner farm plan, if you receive a pension from this plan and if you are a farmer on the date of your application for Aspa.
      2. Under the general plan, if you receive your pension from this plan.
      3. To the organization that pays you the highest pension on the date of your application for Aspa.
      Scheme for self-employed farmers

      You must complete the Aspa application form:

      Aspa's application to MSA

      You must then send it to the MSA, together with the supporting documents requested. The list of documents is specified in the leaflet attached to the form.

      Who shall I contact
      General scheme

      This form allows you to apply for Aspa from a single organization for all the activities that you may have carried out as:

      • Employee, company manager, employee spouse, craftsman, trader and industrialist, ...
      • Minister of Religious or Religious Affairs (Cavimac).

      You must complete the Aspa application form:

      Aspa application to the French national old age insurance fund (Cnav) and Cavimac

      You must then send it to your pension fund, along with the supporting documents requested. The list of documents is specified in the leaflet attached to the form.

      Who shall I contact

      You have no retirement

      Reminder

      If you do not yet receive your retirement pension, your application must be made to the fund that will pay you the pension when you retire.

      If you are not entitled to receive a retirement pension, you must fill out this form and then submit it to your town hall:

      Application for Aspa (applicant without retirement pension)

      Who shall I contact

      FYI  

      You can also get this form by asking your town hall.

      The maximum amount allocated per month is €1,043.59, or €12,523.14 maximum per year (gross amounts).

      The amount allocated to you is equal to the difference between the maximum amount per month of the Aspa (€1,043.59) and the amount of your income per month.

      Example :

      If your income is €800 per month, the amount of the Aspa is determined as follows:

      €1,043.59 - €800 = €243.59 per month.

      The Aspa is paid by your pension fund.

      It shall be paid at the earliest from 1er the day of the month following the date of receipt of your request.

      When you receive the Aspa, you must inform your pension fund of any change in circumstances, including the amount of your income, your family situation or your residence.

      FYI  

      The amount of the Aspa can be reviewed, its payment can be suspended or withdrawn, depending on whether your income has changed or you no longer meet the residency requirement.

      Under certain conditions, the pension fund that pays you the Aspa may recover the amounts paid to you under the Aspa upon your death.

      FYI  

      The request for recovery of the Aspa must be made within 5 years of the registration of a written statement indicating the date and location of your death, as well as the name and address of at least one of your rights holders (for example, declaration of succession).

      Under what conditions is recovery on the estate of the Aspa?

      The Aspa is retrieved only if the net assets of your estate (i.e. the amount of the estate, net of the cost of funerals and debts) are at least equal to a certain amount.

      This amount depends on where you live:

      Répondez aux questions successives et les réponses s’afficheront automatiquement

      In metropolitan France

      When death occurs in 2026, the Aspa is recoverable only if the net assets of the estate (i.e. the amount of the patrimony minus debts and funeral expenses) is greater than €108,586.14.

      Please note

      • Where the net assets of the estate include agricultural holding, the value of the holding (land, live or dead livestock, farm building, fruit trees and vines, inseparable dwelling...) is not included in the net assets of the estate taken into account for the recovery of the Aspa.
      • The donation made to a third party or the life insurance premium paid after your application for Aspa may be included in the net assets taken into account for recovery, if this is a maneuver intended to artificially reduce your assets or your assets.

      When the death occurs in 2026 and the net assets of the estate are greater than €108,586.14 :

      • Aspa is only recoverable on the portion of net assets greater than €108,586.14.
      • For each year of payment to the Aspa, the maximum recoverable amount is €8,463.42 . For an incomplete year, the maximum recoverable amount is proportional to the duration of the payment.

      Example :

      In case of death in 2026, for a net asset of €100,000, there is no recovery of the Aspa, because €100,000 is less than €108,586.14.

      Example :

      In case of death in 2026, for a net asset of €110,000 and 4 years full payment of the Aspa:

      There is recovery of the Aspa, because €110,000 is greater than €108,586.14

      • The portion of net recoverable assets is €110,000   -  €108,586.14 = €1,413.86
      • The maximum amount recoverable for 4 full years of Aspa payment is: 4  x  €8,463.42 = €33,853.68

      The maximum recoverable amount is therefore €1,413.86, because €1,413.86 is less than €33,853.68.

      To know the amount that will be recovered, you have to compare €1,413.86 the total amount of Aspa paid during these 4 years. The smallest of these 2 amounts is the amount that will actually be recovered.

      Example :

      In case of death in 2026, for a net asset of €150,000 and 4 years full payment of the Aspa:

      There is recovery of the Aspa, because €150,000 is greater than €108,586.14

      • The portion of net recoverable assets is €150,000   -  €108,586.14 = €41,413.86
      • The maximum amount recoverable for 4 years of Aspa payment is: 4  x  €8,463.42 = €33,853.68

      The maximum recoverable amount is therefore €33,853.68, because €33,853.68 is less than €41,413.86.

      To know the amount that will be recovered, you have to compare €33,853.68 the total amount of Aspa paid during these 4 years. The smallest of these 2 amounts is the amount that will actually be recovered.

      In Guadeloupe, French Guiana, Martinique, Reunion

      When death occurs in 2026, the Aspa is recoverable only if the net assets of the estate (i.e. the amount of the patrimony minus debts and funeral expenses) is greater than €150,000.

      Please note

      • Where the net assets of the estate include agricultural holding, the value of the holding (land, live or dead livestock, farm building, fruit trees and vines, inseparable dwelling...) is not included in the net assets of the estate taken into account for the recovery of the Aspa.
      • The donation made to a third party or the life insurance premium paid after your application for Aspa may be included in the net assets taken into account for recovery, if this is a maneuver intended to artificially reduce your assets or your assets.

      When the death occurs in 2026 and the net assets of the estate are greater than €150,000 :

      • Aspa is only recoverable on the portion of net assets greater than €150,000
      • For each year of payment to the Aspa, the maximum recoverable amount is €8,463.42 . For an incomplete year, the maximum recoverable amount is proportional to the duration of the payment.

      Example :

      In case of death in 2026, for a net asset of €140,000, there is no recovery of the Aspa, because €140,000 is less than €150,000

      Example :

      In case of death in 2026, for a net asset of €160,000 and 4 years full payment of the Aspa:

      There is recovery of the Aspa, because €160,000 is greater than €150,000

      • The portion of net recoverable assets is €160,000   -  €150,000 = €10,000
      • The maximum recoverable amount for 4 full years of Aspa payment is: 4  x  €8,463.42 = €33,853.68

      The maximum recoverable amount is therefore €10,000, because €10,000 is less than €33,853.68.

      To know the amount that will be recovered, you have to compare €10,000 the total amount of Aspa paid during these 4 years. The smallest of these 2 amounts is the amount that will actually be recovered.

      Example :

      In case of death in 2026, for a net asset of €190,000 and 4 years full payment of the Aspa:

      There is recovery of the Aspa, because €190,000 is greater than €150,000

      • The portion of net recoverable assets is €190,000   -  €150,000 = €40,000
      • The maximum amount recoverable for 4 full years of Aspa payment is: 4  x  €8,463.42 = €33,853.68

      The maximum recoverable amount is therefore €33,853.68, because €33,853.68 is less than €40,000.

      To know the amount that will be recovered, you have to compare €33,853.68 the total amount of Aspa paid during these 4 years. The smallest of these 2 amounts is the amount that will actually be recovered.

      Please note

      For a previous death, it is possible to know the the amount of net assets beyond which Aspa is recoverable and the maximum annual recoverable amount.

      Can the recovery of the Aspa estate be postponed?

      Recovery, on the share of inheritance attributed to the heir at your expense on the date of your death, may be deferred until your death. This is possible when the heir complies with the following conditions on the date of your death:

      • He is at least 65 years old, or at least 60 years old in case of incapacity for work or in case of invalidity reducing his capacity for work or earnings by at least 2/3.
      • He usually lives at home and his resources do not exceed €1,043.59 gross per month.

      You can challenge a decision on the assignment, suspension, review, deletion, recovery on succession of the Aspa.

      Amicable remedy

      To do this, you must refer the pension fund concerned to the Amicable Appeals Board within 2 months of the notification of the decision.

      It is recommended to send by registered mail with acknowledgement of receipt:

      • A letter indicating your surname, first names, social security number, contact details, reference of the contested decision, and stating the reason for your challenge
      • The documents justifying your dispute
      • A copy of the contested decision.

      The commission has 2 months to answer you. This period shall run from the receipt by the Commission of all the documents required. Failure to reply within that period shall constitute refusal.

      Litigation

      If you are not satisfied with the commission's response, you can apply to the court of justice (social pole) on which your home depends. You have 2 months after the notification the commission's reply (or after the expiry of the 2-month deadline for the commission to reply).

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