Apa: how much of your unpaid balance?

Verified 01 January 2026 - Public Service / Directorate of Legal and Administrative Information (Prime Minister)

The personalized autonomy allowance (Apa) is granted under conditions of age, residence and loss of autonomy. A financial contribution may be left to you, depending on the total amount of your resources per month. But to determine the total amount of your resources per monthHowever, only certain resources are taken into account. We explain.

The rules are different, depending on whether you are applying for an Apa at home or an Apa in an institution:

Apa at home

It all depends on your situation, depending on whether you live as a couple or not:

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You're married, past, common-law

To estimate the amount of your outstanding balance per month, you need to know the following 2 amounts:

  • The amount of your aid plan
  • The total amount of your couple's resources per month. But only some of your couple's resources are taken into account. A list of these resources is provided in the column entitled "Monthly assessed resources" in the table below. The total amount of your couple's resources per month is the total amount of these resources, assessed per month, divided by 1.7.

Example :

The total of the column “Resources considered (assessed monthly)” is €3,400.

The total amount of your couple's resources per month is obtained by dividing €3,400 by 1.7.

The total amount of your couple's resources per month is therefore of €2,000.

Tableau - Apa: composition of your total resources

Resources considered (assessed monthly)

Excluded Resources

  • Reported income on the last tax or non-tax notice
  • Proceeds from financial investments subject to the withholding tax (e.g. treasury bills)
  • Property (excluding principal residence)
  • Capital neither exploited nor invested
  • Reimbursement of care related to sickness, maternity, disability, one year or granted by the universal protection disease (Puma)
  • ALF: titleContent or ALS: titleContent or APL: titleContent
  • Moving allowance
  • Capital compensation, rehabilitation bonus and honor loan paid to the victim of a
  • Coverage of funeral expenses by the CPAM: titleContent in the event of a death follow-up
  • Death Capital
  • Life annuities formed to protect yourself or your couple against the risk of loss of autonomy (formed by one or more of your children, or by yourself, or by the person with whom you live)
  • Financial contributions from your children for your care related to loss of autonomy
  • Combatant Recognition Allowance and pensions related to honors

You can estimate your monthly out-of-pocket expenses using the following table:

Tableau - Monthly share of remaining liabilities, based on total resources per month

Total resources per month

Share of remaining expenses per month

Up to €933.89

None

Greater than €933.89 and until €3,439.31

The remaining costs vary gradually from 0 % to 90 % of the amount of the accepted aid plan

Greater than €3,439.31

The remainder of the costs shall be equal to 90 % of the amount of the approved aid plan

You're alone

To estimate the amount of your outstanding balance per month, you need to know the following 2 amounts:

  • The amount of your aid plan
  • The total amount of your resources per month. But only some of your resources are taken into account. A list of these resources is provided in the column entitled "Monthly assessed resources" in the table below.
Tableau - Apa: composition of your total resources

Resources considered

(assessed monthly)

Excluded Resources

  • Reported income on the last tax or non-tax notice
  • Proceeds from financial investments subject to the withholding tax (e.g. treasury bills)
  • Property (excluding principal residence)
  • Capital neither exploited nor invested
  • Reimbursement of care related to sickness, maternity, disability, one year or granted by the universal protection disease (Puma)
  • ALF: titleContent or ALS: titleContent or APL: titleContent
  • Moving allowance
  • Capital compensation, rehabilitation bonus and honor loan paid to the victim of a
  • Coverage of funeral expenses by the CPAM: titleContent in the event of a death follow-up
  • Death Capital
  • Life annuities are designed to protect you against the risk of loss of autonomy (are made up of one or more of your children, or by you, or by your spouse)
  • Financial contributions from your children for your care related to loss of autonomy
  • Combatant Recognition Allowance and pensions related to honors

You can estimate the share of your outstanding expenses using the following table:

Tableau - Monthly share of remaining liabilities, based on total resources per month

Total resources per month

Share of remaining expenses per month

Up to €933.89

None

Greater than €933.89 and until €3,439.31

The remaining costs vary gradually from 0 % to 90 % of the amount of the accepted aid plan

Greater than €3,439.31

The remainder of the costs shall be equal to 90 % of the amount of the approved aid plan

Apa in institution

It all depends on your situation, depending on whether you live as a couple or not:

Répondez aux questions successives et les réponses s’afficheront automatiquement

You're married, past, common-law

Estimate your remaining charge on the Ehpad dependency rate

THEEhpad: titleContent who is hosting you will charge you a dependency rate.

The Apa is used to pay part of this fee. The other part is left to you.

The part that is left to your charge depends on the following 2 amounts:

  • The dependency rate that the Éhpad charges you. To find out, ask the Éhpad.
  • The total amount of your resources per month. But only some of your resources are taken into account. A list of these resources is provided in the column entitled "Monthly assessed resources" in the table below. The total amount of your couple's resources per month is the total amount of these resources, assessed per month, divided by 2.

Example :

The total of the column “Resources considered (assessed monthly)” is €3,400.

The total amount of your couple's resources per month is obtained by dividing €3,400 by 2.

The total amount of your couple's resources per month is therefore of €1,700.

Tableau - Apa: composition of the total amount of resources of your couple per month

Resources considered

(assessed monthly)

Excluded Resources

  • Reported income on the last tax or non-tax notice
  • Proceeds from financial investments subject to the withholding tax (e.g. treasury bills)
  • Property (excluding principal residence)
  • Capital neither exploited nor invested
  • Reimbursement of care related to sickness, maternity, disability, one year or granted by the universal protection disease (Puma)
  • ALF: titleContent or ALS: titleContent or APL: titleContent
  • Moving allowance
  • Capital compensation, rehabilitation bonus and honor loan paid to the victim of a
  • Coverage of funeral expenses by the CPAM: titleContent in the event of a death follow-up
  • Death Capital
  • Life annuities formed to protect yourself or your couple against the risk of loss of autonomy (formed by one or more of your children, or by yourself, or by the person with whom you live)
  • Financial contributions from your children for your care related to loss of autonomy
  • Combatant Recognition Allowance and pensions related to honors

You can estimate your monthly out-of-pocket expenses using the following table:

Tableau - Dependency rate amount remaining to be charged based on total resources per month

Total resources per month

Dependency Price List Amount

remaining chargeable

Up to €2,846.77

Dependency rate of the Gir 5 and GIR 6 of theEhpad: titleContent

Greater than €2,846.77 and until €4,379.64

Dependency rate of the Gir 5 and Gir 6 of the Ehpad, to which is added an amount that varies from 0% to 80% of the difference between the dependency rate of your Gir and the dependency rate of the Gir 5 and Gir 6

Greater than €4,379.64

Dependency rate of Gir 5 and Gir 6, plus 80% of the difference between the dependency rate of your Gir and the dependency rate of Gir 5 and Gir 6

Estimate your remaining charge on all Éhpad rates

In addition to dependency rate, theEhpad: titleContent bill one accommodation rate.

Assistance may be provided to help you pay the accommodation rate, including housing assistance (APL or ALS) and a social assistance in accommodation (ASH)).

To find out what your dependant is, after deducting the Apa and the housing assistance, you can use this simulator:

Ehpad directory and price comparison and out-of-pocket expenses

You're alone

Estimate your remaining charge on the Ehpad dependency rate

THEEhpad: titleContent who is hosting you will charge you a dependency rate.

The Apa is used to pay part of this fee. The other part is left to you.

The part that is left to your charge depends on the following 2 amounts:

  • The dependency rate that the Ehpad charges you. To find out, ask the Éhpad.
  • The total amount of your resources per month. But only some of your resources are taken into account. A list of these resources is provided in the column entitled "Monthly assessed resources" in the table below.
Tableau - Apa: composition of the total amount of your resources per month

Resources considered

(assessed monthly)

Excluded Resources

  • Your declared income on the last tax or non-tax notice
  • Proceeds from financial investments subject to the withholding tax (e.g. treasury bills)
  • Your property (excluding your main residence)
  • Your capital neither exploited nor invested
  • Reimbursement of care related to sickness, maternity, disability, one year or granted by the universal protection disease (Puma)
  • ALF: titleContent or ALS: titleContent or APL: titleContent
  • Moving allowance
  • Capital compensation, rehabilitation bonus and honor loan paid to the victim of a
  • Coverage of funeral expenses by the CPAM: titleContent in the event of a death follow-up
  • Death Capital
  • Life annuities are designed to protect you against the risk of loss of autonomy (are made up of one or more of your children, or by you, or by your spouse)
  • Financial contributions from your children for your care related to loss of autonomy
  • Combatant Recognition Allowance and pensions related to honors

You can estimate how much of the dependency rate you have left to pay using the following table:

Tableau - Dependency rate amount remaining to be charged based on total resources per month

Total resources per month

Dependency Price List Amount

remaining chargeable

Up to €2,846.77

Dependency rate of the Gir 5 and GIR 6 of theEhpad: titleContent

Greater than €2,846.77 and until €4,379.64

Dependency rate of the Gir 5 and Gir 6 of the Ehpad, to which is added an amount that varies from 0% to 80% of the difference between the dependency rate of your Gir and the dependency rate of the Gir 5 and Gir 6

Greater than €4,379.64

Dependency rate of Gir 5 and Gir 6, plus 80% of the difference between the dependency rate of your Gir and the dependency rate of Gir 5 and Gir 6

Estimate your remaining charge on all Éhpad rates

In addition to dependency rate, theEhpad: titleContent bill one accommodation rate.

Assistance may be provided to help you pay the accommodation rate, including housing assistance (APL or ALS) and a social assistance in accommodation (ASH)).

To find out what your dependant is, after deducting the Apa and the housing assistance, you can use this simulator:

Ehpad directory and price comparison and out-of-pocket expenses

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