Cumulative employment and retirement of the staff member

Verified 01 January 2026 - Public Service / Directorate of Legal and Administrative Information (Prime Minister)

Additional cases ?

Other case: for an employee

You are retired and are considering continue or resume an activity professional? The conditions for accumulating your retirement pensions and your income from work vary depending on whether you receive a basic retirement of SRE: titleContent (if you are a public official) or CNRACL: titleContent (if you are a territorial or hospital official) full rate or reduced rate. In addition, your activity may, under certain conditions, make you acquire new pension rights. We'll detail those provisions for you.

If you were a contractor, you are covered by the Social Security Retirement Insurance and the conditions for combining employment and retirement are the same as for a private sector employee.

An online service allows you to obtain information on job-retirement accumulation:

Know the conditions of cumulation employment - retirement

The accumulation of your basic retirement pension of SRE: titleContent (if you are a public official) or CNRACL: titleContent (if you are a territorial civil servant or hospital) with income from professional activity may be full or subject to a revenue cap.

Full employment-pension accumulation

You can accumulate in full your basic SRE or CNRACL retirement pension and income from work:

  • If you benefit from a full basic retirement pension
  • Or if you carry out certain activities.
Full rate basic retirement pension

You can accumulate in full your basic SRE or CNRACL retirement pension and employment income (regardless of the amount of your retirement pension and employment income) if you meet the following conditions:

You can also accumulate in full your basic SRE or CNRACL pension and income from work if you have been admitted to the disability pension.

If you meet these conditions, you can resume or continue a professional activity upon retirement or at any time with your last employer or another employer.

Reminder

If you are in the private sector, your new business must be compatible with your previous functions.

Activities freely accumulated with a basic retirement pension from the SRE or CNRACL

If you do not receive a full-rate basic retirement pension from the SRE or CNRACLHowever, you can accumulate your pension with income from work if you continue or resume any of the following activities (subject to conditions for some):

Répondez aux questions successives et les réponses s’afficheront automatiquement

Artistic activities

You can continue or resume an artistic activity.

The activities concerned are as follows:

  • Author of literary and dramatic works, musical and choreographic, audiovisual and cinematographic, graphic and plastic, and photographic
  • Performing artist (lyric artist, choreographer, variety artist, musician, songwriter, conductor, director, etc.)
  • Manikin
  • Performer attached to the liberal professions regime.

Creative activities

You can continue or resume an artistic or creative activity.

The artistic or creative works concerned are as follows:

  • Books, brochures and other literary, artistic and scientific writings
  • Lectures, speeches, sermons, pleadings and other similar works
  • Dramatic or dramatic-musical works
  • Choreographic works, circus numbers and tricks, pantomimes whose implementation is fixed in writing or otherwise
  • Musical compositions with or without words
  • Cinematographic works and other works consisting of animated sequences of images, whether or not with sound, referred to as audiovisual works
  • Works of drawing, painting, architecture, sculpture, engraving, lithography
  • Graphic and typographic works
  • Photographic works and works made using techniques similar to photography
  • Works of applied arts
  • Illustrations, maps
  • Plastic plans, sketches and works relating to geography, topography, architecture and science
  • Software, including preparatory design hardware
  • Creations of seasonal industries of clothing and adornment.

Like any artist, you must respect the rules relating to copyright.

Participation in the functioning of justice

You can continue or resume an occasional activity contributing to the functioning of justice.

These activities include:

  • Member or assessor of certain courts: juror of the assize courts, assessor of the joint courts of rural leases, labor court counselor, assessor of the children's courts
  • Expert appraisal, consultation or observation missions entrusted by judges
  • Arbitration activities and activities in the commissions provided for in order to obtain the conciliation of the parties, insofar as participation in these commissions gives rise to the receipt of compensation.

Participation in advisory or deliberative bodies

You can continue or resume an activity as a member of an advisory or deliberative body. These activities include:

  • Regional, departmental or municipal councilor
  • Member of a commission or advisory board
  • Honorary Magistrate, President of a Legal Aid Office
  • Member of a board of directors or a commission within a public institution, a public sector company, or a body responsible for the performance of the public service.

Health professional activities

You can continue or resume a health professional activity in an area characterized by insufficient healthcare provision or by difficulties in accessing healthcare (medical desert).

The health professionals concerned are:

  • Doctor, midwife and dentist
  • Pharmacist, pharmacy preparer, hospital pharmacy preparer, medical physicist
  • Nursing assistant, childcare assistant, paramedic and dental assistant, nurse, masseur-physiotherapist, pedicure-podiatrist, occupational therapist and psychomotor therapist, speech and speech therapist, medical electroradiology manipulator and medical laboratory technician, audioprosthetist, optician-eyewear, prosthetist and orthotist, dietician.

Private security activities

If you were an active member of the National Police, you can continue or resume a private security activity.

The activities concerned are as follows:

  • Human surveillance, or by electronic security systems, or guarding of movable or immovable property, security of persons in such buildings or on public transport
  • Transport and supervision of funds, jewelry or precious metals
  • Protection of the physical integrity of persons
  • Protection, on behalf of a shipowner, against threats of diversion or acts of terrorism, of ships flying the French flag.

Capped employment-retirement accumulation

If you do not receive a full rate basic retirement pension from the SRE or the CNRACL or if you are not engaged in a freely accumulated activity, you can still combine your basic retirement pension with an income from work provided that your annual income from work does not exceed not the sum of €8,198.10 increased by one third of the gross annual amount of your basic retirement pension.

Example :

The gross annual amount of your basic retirement pension is €18,000 per year.

Your gross annual income must not exceed €14,198.10 (€8,198.10 + €18,000 / 3)

If your gross annual business income is €10,925, you can receive your basic retirement pension in full.

If your gross annual business income is €21,623, the sum of €7,424.90 (€21,623 - €14,198.10) is deducted from your basic retirement pension.

Your income from activities taken into account are as follows:

  • If you have taken up paid employment : this is the amount you have received for the gross amount, whatever their name, for services paid by the day, month or year or as a lump sum, in the form of an allowance or any other allowance. If you have resumed a contract activity in the public service, the residence allowance, the family salary supplement, the reimbursements and the allowances of elected representatives are not taken into account.
  • If you have resumed self-employment : this is the amount you have collected less the expenses paid for the performance of your benefits.

A simulator allows you to estimate the working income that you can accumulate with your basic SRE or CNRACL retirement pension:

Estimate the cumulative income with your retirement pension

Reminder

If you are in the private sector, your new business must be compatible with your previous functions.

You must report your resumption of activity to the SRE, if you are a public servant, or to the CNRACL, if you are a territorial or hospital civil servant:

Répondez aux questions successives et les réponses s’afficheront automatiquement

SRE

You can report your resumption of activity by means of your secure messaging accessible from your personal space on the ENSAP website:

Secure Digital Space for Public Officials of the State (Ensap): retirement account

CNRACL

You can report your resumption of activity from your personal space on the site My public retirement.

Your personal space: My public retreat

It depends on whether or not you meet the conditions for full employment-pension accumulation.

Full employment-pension accumulation

If you meet the conditions to benefit from a full employment-pension combination, your professional activity allows you to establish new pension rights with the basic pension fund to which your activity belongs.

If you resume an activity with your last employer, this resumption of activity entitles you to a pension supplement if it occurs at least 6 months after your admission to retirement. You can combine your retirement pensions with an activity at your last employer as soon as you retire, but this activity only entitles you to a pension supplement from the 7the month following your retirement.

The amount of your basic SRE or CNRACL pension that was calculated when you retired does not change. However, the periods during which you work during your retirement entitle you to a new retirement pension.

This new retirement pension is calculated at the full rate or the maximum rate. No discount is applied to its amount.

Unlike the basic retirement pension of the SRE or CNRACL that was calculated when you retired, this new pension cannot be subject to any increase (for children for example).

The amount of your new retirement pension cannot exceed €2,403 gross per year.

You can only receive a new retirement pension from the same basic pension fund once.

You can apply for a new retirement following a combination of employment and retirement on the Retirement Info website in your retirement account:

Info Retirement - My retirement account

Capped employment-retirement accumulation

If you return to work during your retirement, you will not have any new pension rights.

Your pensions are not recalculated.

Who can help me?

Find who can answer your questions in your region