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Old-age insurance
Caregivers: in which cases does the support of a close relative count for retirement?
Publié le 20 octobre 2026 - Public Service / (Prime Minister)
The role of caregiver can sometimes lead you to reduce your working time or even temporarily stop working. Despite this, you can continue to contribute to your retirement thanks to old-age caregiver insurance, under certain conditions. Public Service introduces you to this device.

Caregivers' old-age insurance allows you to validate quarters for your basic retirement, during the periods during which you devote yourself to accompanying a child or an adult who is seriously ill or has a disability.
You can be covered by the old-age caregiver's insurance if you are in one of the following situations:
- you perceive the caregiver's daily allowance ;
- you benefit from a caregiver leave, not compensated;
- you perceive the daily allowance for parental presence ;
- you are caring for a child under 20 years of age with a disability and not admitted to boarding school, who has a disability rate of at least 80% (or a child under 20 years of age with a disability rate of between 50% and 79%, and for whom you benefit from the supplement to the child-rearing allowance for disabled children or disability compensation benefit) ;
- you are a caregiver of an adult with a disability, who has a disability rate of at least 80%. In addition, the departmental home for disabled people must have issued a notification authorizing your affiliation to the caregiver's old-age insurance.
Please note
Caregivers cannot be insured under old-age insurance on the basis of paid or unpaid caregiver leave for civil servants, military personnel and judges, as they are covered by their special pension scheme.
What steps should be taken to be covered by the caregivers' old-age insurance?
The procedure for enrolling caregivers in old-age insurance depends on your situation:
- if you are a beneficiary of the parental presence allowance or the caregiver's daily allowance, the affiliation is automatic (you have no procedure to perform);
- if you are caring for a child with a disability, affiliation is automatic if your income is less than 63% of the Social Security ceiling ;
- if you are on unpaid caregiver leave, or if you are a caregiver of an adult with a disability, you must apply for affiliation with the family allowance fund or the agricultural social mutuality on which you depend.
Please note
Caregivers' old-age insurance coverage is free of charge. It lasts as long as you meet the eligibility criteria; however, the number of caregiver leave and daily allowance contributions is limited to 264 days over your entire career.
Additional topics
Service Public
National Solidarity Fund for Autonomy
Agricultural social mutual fund
National Family Allowance Fund (Cnaf)
Agenda
Jusqu'au 23 oct. 2026
Vie scolaire
Publié le 09 octobre 2026
À partir du 1 nov. 2026
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Du 15 oct. au 20 oct. 2026
Impôts locaux
Publié le 22 septembre 2026