Can you sell your home before you pay off your mortgage?

Yes, you can resell your accommodation before repaying your mortgage.

“Traditional” mortgages are the types of mortgages most commonly offered by banks. It is characterized by its duration, its interest rate (fixed or revisable) defined by the bank, the guarantee required by the bank, and the subscription of borrower insurance.

You then have the opportunity to prepay the loan.

After the sale of your home and with the agreement of your bank, you can transfer your credit ongoing to finance the purchase of a new home. Your contract is changed so that your credit is for your new purchase. The interest rate remains the rate on your original credit.

No, it is not not possible to resell your home before having repaid the zero interest loan in full.

The refund shall be made at the latest when the sale is entered in the land advertising department.

However, with the agreement of the bank, you can transfer your credit to finance the purchase or construction of a new principal residence.

If you transfer your credit within 6 years of receiving the TTZ funds, your new purchase must comply with the conditions for the award of the PTZ effective on the date of transfer.

No, it is not not possible to resell the dwelling before having paid back in full a conventional contracted loan.

A "conventional" agreed loan is a mortgage for real estate financing work in a principal residence or the purchase of a principal residence. The interest rate on the loan may not exceed a maximum amount.

The refund shall be made at the latest when the sale is entered in the land advertising department.

However, with the agreement of the bank, you can transfer your credit to finance the purchase or construction of a new principal residence.

If you transfer your credit within 6 years of receiving the funds from the conventional contracted loan, your new purchase must meet the loan eligibility requirements in effect at the time of transfer.

No, it is not not possible to resell the dwelling before having paid back in full the NOT.

The refund shall be made at the latest when the sale is entered in the land advertising department.

However, with the agreement of the bank, you can transfer your credit to finance the purchase or construction of a new principal residence.

If you transfer your credit within 6 years of receiving the Social Accession Loan (SAP) funds, your new purchase must meet the SAP eligibility requirements in effect on the date of the transfer.

For another type of loan, contact the bank where you purchased it.