Tenants in difficulty

Unpaid rent: social support triggered earlier to prevent evictions

Publié le 12 août 2026 - Public Service / (Prime Minister)

If you have difficulty paying your rent, you can now be accompanied earlier in your efforts to avoid eviction. A decree published in Official journal of the French Republic of 6 august 2026 specifies the new modalities for the realization of the social and financial diagnosis, a document to assess the situation of unpaid tenants and guide their support.

Illustration
Image 1Crédits: stock.adobe.com

The social and financial diagnosis made earlier

In order to identify the difficulties encountered more quickly and to promote the implementation of appropriate solutions (debt staggering, financial aid, etc.), the social and financial diagnosis is carried out earlier to avoid eviction.

Until now, the social and financial diagnosis was carried out when the tenant was summoned before the judge in the context of a procedure for termination of the lease for unpaid rent.

Now, when your owner is an individual or a family SCI, the social and financial diagnosis is made from the stage of the command to pay and no longer only during the legal proceedings.

Please note

The representative of the State in the department (prefect) may request the completion or updating of a diagnosis before taking a decision on the assistance of the police in the context of an expulsion.

An update of your situation before the hearing

If, one month before the hearing, no social and financial diagnosis dating back less than six weeks has been established, a new interview is proposed to you to carry out or update the diagnosis. This update makes it possible to take into account any situations of vulnerability that you may encounter and the company steps to keep you in the housing.

The decree provides that the social and financial diagnosis is transmitted to CCAPEX as soon as it is carried out, then each time it is updated. This transmission aims to strengthen the follow-up of unpaid payments and the coordination of eviction prevention mechanisms.

FYI  

When the tenant does not participate in the interview, the professional in charge of the diagnosis can now carry it out from the information at his disposal and from that transmitted by the commission for the coordination of actions for the prevention of evictions of tenants (CCAPEX). The latter may also request the completion or updating of a diagnosis in order to examine the situation of a tenant in difficulty.

Reminder

The CCAPEX is a departmental body that coordinates eviction prevention actions and directs households in difficulty to support systems (FSL, social support, etc.).

Additional topics

Agenda

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