Livret A and LEP: what change in remuneration rates as of August 1, 2026?

From 1^er August 2026, the annual interest rate for Livret A is set at 1.7% (vs. 1.5% between 1^er February and July 31, 2026).

The annual interest rate on the popular savings account (LEP) does not change, for its part, at 1^er August 2026. It remains fixed at 2.5%, as between 1^er February and July 31, 2026.

In 2025, then in February 2026, these two regulated savings accounts had experienced decreases in their remuneration rate.

The booklet A is a remunerated savings product of which the funds are available at any time. All banks can offer it.

The LEP is, for its part, aimed specifically at people with modest incomes. To open one, you must meet certain conditions related to tax domicile and income.

The Banque de France is responsible for calculating, and proposing every 6 months to the Ministry of the Economy and Finance, the rates of remuneration for regulated savings accounts such as the Livret A or the Livret d’épargne populaire.

These rates are set by regulatory calculation formulas (taking into account the average of interbank rates in the euro area and the average change in the consumer price index, excluding tobacco, over the last 12 months). It may be waived in exceptional circumstances.

Rates of other regulated savings products from 1^er August 2026

One order of 28 july 2026 sets the interest rates for other regulated savings products for the period 1^er August 2026 to January 31, 2027:

• Sustainable development and solidarity passbook savings account (LDDS): 1.7%.
• Home savings account (CEL): 1.25%.
• Young booklet : at least 1.7% (the remuneration for the livret jeune is set freely by the banks, but may not be lower than that for livret A).