Designate a single person responsible for a check without provision on a joint or undivided account

1. Copy Letter Template next by completing it :

Indicate your [name and surname, address and account number attached or undivided] .

À [location] , the [date]

Subject: Appointment of a person responsible for payment incidents

[Madam, Sir,]

We are joint holders of the joint account referenced above.

Please note that, by mutual agreement and as permitted by Article L131-80 of the French Monetary and Financial Code, we decide to designate one of us, that is to say [name and surname of the (designated person)] as sole responsible in the event of the issuance of a NSF check on our account [joint/undivided] .

[Surname and first name] It will therefore be prohibited from issuing checks on all its accounts if such an incident occurs.

Sincerely,

[Signature of each co-account holder]

2. Send the letter to your bank by registered mail with acknowledgement of receipt