What happens to the mortgage when the mortgage is paid off?
Verified 16 October 2026 - Public Service / (Prime Minister)
The mortgage has the same duration as home loans.
However, the mortgage remains on the land advertising service for 1 year after the end of the repayment of the credit.
In that additional year, it is ineffective because the credit is repaid.
At the end of this additional year, the registration of the mortgage automatically disappears, without you having to pay any fees or make any procedure.
FYI
If you need to get the mortgage lifted (i.e. have the mortgage canceled) before that time limit, you must claim it. You will then have a release to pay. The amount of these fees depends on the value of your original credit.
Registration of liens and mortgages
Write-off and reduction of mortgage registrations