Do you qualify for PTZ when you already own a home? - Principal residence

Verified 30 octobre 2024 - Directorate for Legal and Administrative Information (Prime Minister)

Your situation

  • This is your primary residence
  • You are a naked owner or usufructuary
Edit

If you own a home who is your principal residence, in order to be eligible for the PTZ, you must be in at least one of the following cases:

If you are usufructuary or bare owner of your principal residence, you are not considered to be the owner. So you can claim PTZ.

To obtain the PTZ, you must respect the others criteria for the award of the PTZ. In particular, your resources must not exceed a maximum amount.

To find out if your income does not exceed this maximum amount, you can use this simulator:

Calculate the amount of the zero interest loan (PTZ)

Who can help me?

Find who can answer your questions in your region