What happens to the mortgage when the sale is canceled?

Verified 27 August 2025 - Directorate of Legal and Administrative Information (Prime Minister)

When you took out a loan to buy a property from a bank, but the sale is canceled, you must repay the bank:

  • The money that the bank has already released
  • Interest already accrued
  • And tuition. Indeed, the bank can charge you a study fee, the amount of which cannot exceed 0.75% the amount of the loan, or €150. The loan offer you have accepted must indicate the amount of these fees and how you must pay them to the bank.