How to make a bank proxy?

Verified 03 December 2025 - Public Service / Directorate of Legal and Administrative Information (Prime Minister)

You must contact your bank to make a bank proxy. This document allows you to let someone else manage your bank account. Steps to be taken, responsibilities, end of the power of attorney: here is the information to know about the bank power of attorney.

The bank proxy allows you to leave a other person manage your bank account.

Example :

A minor often gives his parents a bank power of attorney to help him manage his account.

The person who benefits from the power of attorney is called agent. The person giving proxy (yourself) is called principal.

The agent may withdraw and deposit money into the principal's account.

The agent cannot close the account of the holder.

The agent is not necessarily a family member. However, it is recommended to give the power of attorney to a trusted person.

Please note

The power of attorney is a different procedure from the curatorship or guardianship. You remain autonomous and retain your rights to your bank account and its income.

The procedure may vary depending on the bank. In general, you need to go to your bank to fill out and sign a application form bank proxy.

FYI  

If you are unable to travel, contact your bank advisor. They can offer you a solution adapted to your situation (home or hospital visit, request by mail).

The bank may also request a copy of your agent's signature and proof of identity and domicile. The type of relationship (kinship, business relationship, etc.) between you and the agent may also be requested.

The written document must specify whether the power of attorney is general or limited:

  • The power of attorney is general where it concerns any operation for an indefinite period.
  • She is limited where it concerns only certain transactions, certain amounts and a fixed period.

You can give a power of attorney on the same account to several agents. These persons may act separately, without consulting each other, unless the power of attorney specifies otherwise.

The agent shall not be remunerated for his performance. However, an agreement may provide for this.

You remain responsible for the operations carried out by your agent on your bank account. For example, you are responsible for overdraft.

A power of attorney ends in the following cases:

  • At any time, upon written request of the principal or agent addressed to the bank
  • At the end of the term, if the power of attorney has a fixed term and is not renewed
  • On the date of placement under guardianship of the principal or agent
  • On the date of death of the principal or the agent.

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