Means of payment

What if you have damaged bank notes?

Publié le 05 juin 2026 - Public Service / Directorate of Legal and Administrative Information (Prime Minister)

Do you have one or more damaged or torn bank notes? Do you know that it is possible to exchange them or have them refunded to you? From 8 June, the Banque de France will activate a regional exchange service, which will be extended to the departmental level at the beginning of July. Public Service tells you how to do it.

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What is the procedure for exchanging your damaged banknotes?

Several solutions are possible:

  1. If the ticket is still intact over half of its surface and that the damage remains slight, you can deposit it in a recycling machine (ATM with the dual function Deposit and Withdrawal) of the network of the bank holding your account or one of its partners. You will be credited immediately (as a reminder, tickets of the series 1 - 5, 10, 20, 50, 100, 200 and 500 € - are also accepted as a deposit in ATMs).
  2. If the ticket is badly damaged and its deposit in an ATM would risk damaging it even more, the procedure is as follows:
  • for amounts less than or equal to €500 : you can surrender at a tobacconist with whom the Banque de France offers a service for the reimbursement of damaged notes. This service is available as of June 8, 2026 from a tobacconist in each region. It will then be deployed to one tobacconist per department from July. Until now, this was only possible with his bank.
  • for amounts more than €500 or for Parisian residents : at the Bank of France counter (Caisse de Paris, 39, rue Croix-des-Petits-Champs, 75001 Paris).

The procedure is free. It is forbidden to send your tickets by post.

Warning  

Remember to consult the terms of use of the service and the list of partner tobacconists on Frequently Asked Questions from the Banque de France (« What to do in case of a damaged ticket? ») before making your exchange procedure. Some formalities must be done beforehand if you plan to go to a tobacconist; the latter does not provide the exchange form in any case, he cannot fill it out on behalf of the depositor, nor make the necessary photocopies on site.

How can I get a refund?

After assessment of the damaged notes, the notes authentic the remaining area of which exceeds 50 % of the original area of the ticket shall be refunded:

  • by immediate exchange for new notes when the notes are physically presented at the Caisse de Paris counter;
  • by deferred refund by bank transfer when the tickets are handed over to a tobacconist, or if they must be sent to a center of expertise by the Banque de France.

For all questions relating to the exchange of banknotes, the Banque de France provides a free number: 34.14.

Required documents to be provided to receive an exchange or refund

The depositor, or the beneficiary if different from the depositor, shall submit the following documents:

  • a valid piece of identification (for legal persons, the original or copy of any act or extract from the official register that is less than 3 months old. The natural person who performs the transaction on behalf of the legal person must appear on this document and present an identity document himself);
  • the bank identity statement (RIB) with the IBAN of the beneficiary;
  • proof of the origin of the funds: the Banque de France reserves the right to request it. The following documents may be submitted: last income tax notice, bank account statements, certified mail confirming a cash withdrawal or any other official document.

Agenda

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