Progressive retirement soon available from 60 years

From 1^er in september 2025, it will be possible to access progressive retirement from 60 years. This measure has just been confirmed by two decrees issued in Official Journal of 23 July 2025. It comes after a national interprofessional agreement decided in autumn 2024 between three social partners: Medef (Movement of companies of France) and the unions CFDT and CFTC.

Currently, you can take a phased retirement between 60 and 62 years depending on your year of birth (for example, 61 years and 6 months if you were born in 1966; 62 years if you were born from 1968).

What is phased retirement?

This system allows you to adjust your end of career and benefit from a fraction of your retirement while continuing a reduced professional activity. This allows the person to continue contributing until their “full” retirement.

The conditions to benefit from progressive retirement

• From 1^er September 2025, credit note 60 years.
• Gather at least 150 quarters (37.5 years) for retirement, all basic plans combined.
• Engage in a reduced or part-time activity representing between 40 and 80% of a full time. You will need the agreement of your employer (the refusal must be “motivated”, said the Medef).

If you are an employee, you can apply for progressive retirement on the Retirement Insurance website. It must be done 5 months before the date you want to start it.

Who is concerned?

The two decrees published on July 23, 2025 concern:

• on the one hand, insured persons covered by the general scheme, special schemes and in particular the State civil service scheme, the scheme for employed and self-employed farmers and the old-age insurance schemes for the liberal professions and lawyers;
• on the other hand, local government officials and workers in state industrial establishments.